Insider Trading for Beginners: How to Profit Legally

Insider Trading for Beginners How to Profit Legally – When we think of insider trading, we tend to picture nefarious stock traders getting rich off of their company’s insider knowledge. However, the truth is that most people who engage in insider trading are more likely to be obtaining valuable information that they can use to make money in a more stable and less volatile way. That said, it is still a crime.

Insider Trading for Beginners How to Profit Legally 

If you’re a beginner looking to start investing, you’re wondering where to start. Insider trading is different from most other investments because you’re not buying stocks to profit from their increase in value. Instead, you’re buying stocks for the information you can get from them. That’s why it’s essential to learn the basics of insider trading before you start.

What Is Insider Trading?

This is the buying and selling of securities based on information not available to the public. Insider trading occurs when a stock trader uses nonpublic information specific to a company or a stock that has not been readily available to everyone.

The use of this nonpublic information is thought by some to give traders an unfair advantage over those not privy to the same information. In some cases, insider trading is a treasonous crime (perpetrated) by those in corporate America against those who work for them, especially since they must sign a contract stating they will not buy or sell any of their company’s stocks. At the same time, they are privy to confidential information that has not been made publicly available.

Can insider trading be ethical?

Yes. Insider trading is not inherently illegal; it’s the unethical use of nonpublic information that gets you put in handcuffs. Most insider trading is legal and completely ethical, although I would never advise conducting any kind of insider trading for profit (without you knowing, I mean). If you just found out that a company is about to release great news that will boost its stock value, why would you keep this information from your friend who asked you for investment advice? Acting in a hurry isn’t the best way to earn more money. There’s always collateral damage, and as one truly successful investor once said, ‘Buy low, sell high!’

The law recognizes three types of insiders:

Company officers, directors, and registered employees have access to confidential corporate information because they work for the company. Typically, these are people in positions with significant control over their activities, such as their CEO or CFO. They may also include directors and other high-level employees who do not have control over day-to-day operations but still have access to critical financial data about their company.

Under Section 16(b) of the Exchange Act, which sets rules for when insiders must file reports about their trades with the SEC, these individuals are required to report their purchases and sales within two business days after they occur. Section 16(b) often imposes fines and penalties against companies and individual executives.

Benefits of Insider Trading

Many investors don’t realize that insider trading is illegal and can be very beneficial. Inside information can be used to make money in the stock market. Here are some of the benefits of insider trading:

Faster execution times

Insider traders can benefit from faster execution times to get their orders filled before non-insiders. This is typically because they’re working at the same company as the insider leaking confidential information. The insider will have an inside track on upcoming news or events that could affect the security’s price, so they may be able to place their order before anyone else knows about it and get it filled in before the news gets out publicly.

Lower costs

The other benefit of insider trading is that it can help you reduce your trading costs by allowing you to avoid paying commissions when placing your trades. Many brokers charge a flat fee for each transaction regardless of its size, so if you’re trying to make multiple trades every day, this can add up quickly over time and eat away at your profits. In addition, some brokers also charge additional fees for placing orders during certain hours of the day or on special holidays like Christmas Eve or New Year’s.

Access to information others don’t have

Insider trading can provide an unfair advantage over other investors by allowing insiders to take advantage of market-moving news before it’s known publicly. An insider might purchase shares in a company expecting their value to rise after an upcoming merger announcement. This can allow the insider to sell those shares at a higher price after the merger, making them more money than they would have if they’d waited until after the news broke before buying in.

The ability to diversify your portfolio without having an account at every brokerage firm

Insider trading laws allow you to buy stock in a company even if you don’t have an account there. If you find out that one company is about to be acquired by another company and its stock price will rise; as a result, you can buy shares of the target company even if you don’t own any yet. This allows you to diversify your portfolio with little effort while keeping costs down because you don’t have accounts at every brokerage firm.

Increased liquidity

A company’s share price will rise if more people are willing to buy its stock because they expect it to increase value. Insider trading allows more investors to participate when they know something good will happen soon and want to invest without waiting for others to catch up with them. For example, suppose an insider knows that a new product launch is going well and expects strong sales results for this quarter. In that case, they may choose to sell some shares immediately so that they have enough cash on hand when the news breaks and demand increases dramatically for those shares.

Higher returns on investments

Insiders generally have more knowledge about their company’s prospects than outsiders do so that they can make better investment decisions than other investors. This means that they can potentially earn higher returns on their investments than those who trade based solely on publicly available information.

Greater transparency

The most crucial benefit of insider trading is greater transparency. If a company knows that its employees are making profitable trades based on inside information, steps can be taken to prevent it. For example, suppose an employee has access to confidential information about a merger. In that case, they might be able to profit by buying or selling shares of the target company before the announcement. This could cause stock prices to rise or fall dramatically and lead to losses for other investors who are unaware of the same information.

The SEC believes that the best way to prevent insider trading is by making sure that all companies have robust compliance systems in place. These systems include educating employees about securities laws and putting systems that monitor trading activity so that suspicious trades can be investigated immediately.

More efficient capital allocation

Insider trading allows investors to get information about companies before making them public. This will enable investors who have access to this information to make better-informed decisions about where they invest their money. These decisions may lead them to invest in a company before it becomes publicly traded or invest in a company that has already been publicly traded but is undervalued at its current price.

This means that insider trading may lead to more efficient capital allocation — where the market allocates resources based on the value of those resources rather than on how much money someone has available for investment.

How Investors Can Profit Via Legal Insider Trading

This is the trading of shares based on information not available to the public. Insider trading can be legal, but it’s illegal if you’re a corporate officer or employee and buy or sell your company’s stock. The SEC regulates insider trading and has rules to ensure fair markets.

Generate Ideas for Investing

There are many ways to generate ideas for investing. One of my favorite ways is to read the news and look for events that impact the stock market. For example, if you see that a major company has just declared bankruptcy, that can be an opportunity to buy its stock at a discount. If you are aware of any coming trends or changes in legislation (for example, if you know that there is a pending decision by the Supreme Court), you may want to invest in companies that will benefit from those changes.

Connect the dots on a stock

Once you have an idea of which company you want to invest in, it’s time to learn more about them. What makes this company unique? How are they fairing compared to their competitors? Where do they make money, and where do they lose? These questions should be answered before deciding.

Use insider trading to predict earnings.

In general, it is illegal for investors to trade on nonpublic information. However, some exceptions to this rule allow you to profit from insider tips. For example, get a recommendation from an “insider” at a public company that isn’t privy to quarterly earnings or other sensitive information. You can legally use that information to make trades in the stock market. The insider trading laws don’t apply because there’s no breach of confidentiality.

Use it as a guide to positive surprises.

When it comes to insider purchasing, buybacks are a great sign that management believes in their product and sees growth potential for its stock price in the foreseeable future. In some cases, insiders may purchase shares ahead of an upcoming announcement that could significantly drive share prices over short periods (especially if they believe that the market will react positively).

If insiders are selling off their shares en masse and cashing in their profits, it could indicate that they have some terrible news up their sleeves and don’t expect their stock price to rise much further before they do something with their shares.

Follow the Money Flows.

Where is the money going? You can know about this by looking at the performance of the stock or bonds and then comparing those performance numbers with other similar investments. The key is to look at what other investors are doing with their money. If they’re investing in a particular company, then there’s a good chance that the company will perform well. If they’re moving their money out of a company, then that company’s performance will likely suffer.

Go contrarian to analyst calls.

Analysts are paid to provide opinions on companies, but they often miss out on essential developments because they’re too busy following corporate earnings reports and other financial updates. It can be beneficial for an investor to take a contrarian view of analyst calls and buy up shares of companies that analysts have been bashing or selling off because they don’t like them anymore (or think they’re overvalued).

Examine other ways insiders get rich

Insider trading isn’t the only way corporate insiders can make money from their companies. Many insiders receive lucrative bonuses and options grants just for doing their jobs well. Some even have non-compete agreements that prevent them from working elsewhere for a certain period (typically two years).

Piggybacking Government Insider Trading

While most people don’t think of insider trading as a legitimate strategy, it can be used to your advantage in certain situations. For example, if you know that the government is about to release essential information (such as an FDA approval), consider buying shares before the announcement is made public and selling them after it hits the news wires. The key is having good timing so that prices haven’t dropped too much when you sell due to negative news or other factors.

Utilize insider trading as part of a larger strategy.

Insider trading is a great way to boost returns, but it should be used as part of a larger investment strategy, not as the only tool in your arsenal. Insider trading can give you a significant edge over other investors, but it’s not for everyone. Insider trading might not be for you if you don’t have enough time and money to research and analyze stocks. However, if you have time and money to devote to your investments, insider trading might suit you.

Insider buying, market movements, and ETFs

Insider buying is another way investors can profit from legal insider trading. Companies often announce when they will buy back stock or make other moves that affect their share price (such as dividends). Investors can make significant gains without breaking any laws by monitoring these announcements closely and acting quickly on them.

Market movements can also provide opportunities for investors who know how to spot them in advance. For example, if one company announces the news that impacts its competitors’ shares, they may also see a corresponding increase in their prices.

Do you have to pay taxes on legal insider trading?

The answer is yes. The reason for this is that the IRS considers any profit from insider trading as income and therefore taxable. The only exception is if the person does not sell the stock or make a trade within 30 days of receiving the information. In such cases, it can be argued that there was no intent to profit, and therefore no taxable event occurred.

However, there have been many cases where people have been convicted of insider trading even though they did not sell the stock immediately after receiving it. The courts had held that even if there was no intent to profit at the time of receiving the information, there might have been an intent at some later date when one did finally sell their shares or make trades with them.

To avoid these problems, it is a good idea to report all profits made through legal insider trading on your tax return since doing so will put you in a better position to defend yourself against any future allegations of wrongdoing by showing that you were being honest about your income from this source in years past as well as future tax returns.

Legal vs. Illegal Insider Trading

The law allows insiders to buy and sell stock in their own companies if they do so on the open market. The trades are reported to the Securities and Exchange Commission (SEC) within two business days of the transaction. The SEC requires this reporting to ensure that insiders aren’t profiting from confidential information they have access to as part of their jobs.

In contrast, illegal insider trading occurs when an insider trades on material non-public information before making a disclosure to the public or disclosing it to regulators. Material information includes earnings, revenue forecasts, and anything else that might affect a company’s stock price.

The most important difference between legal and illegal insider trading is that legal insider trading is done on the open market. In contrast, illicit trading insider involves private transactions between individuals privy to confidential information about a public company.

Conclusion

If done right, taking advantage of insider trades can be an excellent method of increasing one’s portfolio. And while there are limitations on what tips you can receive and trades you can make based on that information, it is still possible to profit greatly from this activity. Investors, both novice and experienced, will find this article helpful in understanding the ins and outs of insider trading.

References

12 ways investors can profit via legal insider trading

https://www.investopedia.com/terms/i/insidertrading.asp

https://www.investopedia.com/terms/i/insidertrading.asp#:~:text=Illegal%20insider%20trading%20includes%20tipping,they%20disclose%20their%20transactions%20legally.

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About the Author & How YOU Can Profit:  This article is the copyrighted product of the team at BuybackAnalytics.com .

Buyback Analytics is a Top Tier Investing Platform to help investors find, analyze, and profit from investing opportunities not found through traditional investment tools. We specialize in this simple concept:  Follow the trades of Insiders – CONSISTENTLY PROFITABLE Traders, Investors, and Institutions because THEY get Inside Information that YOU don’t:

LEGAL Insider Trading / Inside Traders (CEOs, CFOs, Corporation’s Accountants & Attorneys, Politicians, etc.)
Stock Buybacks (Share Repurchases) by Public Corporations (ie. Apple, Tesla, Netflix, Meta (Facebook), Microsoft, etc.)
Market Moving Institutions (Examples: Market Makers, Investment Banks, Stock Brokerages, Hedge Funds, etc.)

Use of Our Articles: You are welcome to benefit from lots of FREE articles that you can read and learn from on our website blog.  You are also welcome to share or post this information as helpful content to your website or blog audience as long as the article, and this entire byline are left intact, word for word.  If you would like us to provide you with more, or bulk content for your blog or website to educate your audience on basic to expert financial and investor information & techniques, feel free to contact us at info@buybackanalytics.com .

Dated: June 24, 2022

Stock Buybacks for Beginners How to Profit – A stock market is a mysterious place for most people, and it doesn’t have to be scary if you know the basics of investing. A stock market is a place where companies go to raise capital. When you invest in a company through stocks, you get ownership of a portion of the company and future profits.

Stock Buybacks for Beginners How to Profit

Once you understand the basics of investing and the stock market, you can start making money independently. It does not restrict you from becoming a financial expert overnight, and it just means that you can begin to invest safely and gradually work your way towards financial independence. With that in mind, here’s everything you need to know about stock buybacks.

What Is A Stock Buyback?

A stock share repurchase, also called a buyback, is the repurchasing of its outstanding shares by the company itself. It is an alternative to issuing dividends and often occurs when a company has excess cash on its balance sheet.

When a company purchases its stock back, it reduces the number of shares available in the market (reducing the supply), increasing the value of existing shares (increasing demand). This can make a company more profitable because fewer shares mean each share in that company has more buying power.

A company might choose to go for a stock buyback if it believes its stock price will rise due to this action. When shareholders sell their stock to the company at a specific price per share, they get paid in cash or more common forms of compensation such as stocks or bonds. The money goes into the firm’s coffers while the securities remain on its books as assets until they are sold down the line — unless they are retired through repurchases.

Buybacks are generally either to raise EPS or decrease the number of shares outstanding is growing EPS. However, there are other reasons for buybacks that don’t have anything to do with raising EPS — such as maintaining a specific share price range or funding growth initiatives through cash flow generation instead of issuing new stock — but these cases are less common because they aren’t viewed as being beneficial from an investor perspective.

Why Would A Company Buy Back Its Stock?

Companies buy back their stock for various reasons: To reward existing shareholders: This can be excellent if you have shares in a company that regularly buys its shares. Your ownership stake becomes more valuable because there are fewer shares available for purchase by other investors.

Plus, if your company continues to buy back shares over time, your total percentage ownership will increase along with the full value of the company’s assets. This can be especially beneficial if your company pays dividends on its stock. These payments are made out of after-tax profits and therefore aren’t taxed twice if you sell your shares immediately after receiving them.

What Stock Buybacks Mean for You

If you own stock in a publicly-traded company, it’s good that the company will pay out some of its profits in dividends to shareholders. Many companies also use their earnings to purchase their shares on the open market, known as a “stock buyback.”

Do I have to pay taxes on stock buybacks?

The answer is no. When a company uses its cash to buy back its shares, it does not have to pay any taxes on the transaction. However, if the company issues debt or uses other people’s money to fund the buyback, then it will need to pay taxes on that part of the transaction.

Stock buybacks are one-way companies can use their free cash flow to boost shareholder value and earnings per share by minimizing the number of outstanding shares in circulation. When a company buys back its shares, it decreases the number of shares outstanding and increases earnings per share (EPS) for remaining shareholders.

Benefits of Stock Buybacks

Stock buybacks are a big part of how companies use their cash. The number of stock buybacks has been rising since the financial crisis and is expected to continue growing. But what benefits of stock buybacks provide for shareholders?

Boost in Share Prices

When a company buys back its shares, it reduces the number of shares outstanding by shrinking the total amount of shares on the market. This means each remaining share carries more weight as far as profitability is concerned and thus increases the value of that share. That’s why investors often view stock buybacks as a positive sign for the health of a company and its stock price.

Corporate Control

A company can use programs to increase its control over corporate decisions. If you own 10 percent of your company’s common stock, you have 10 percent control of all shareholder votes at annual meetings. Suppose your company buys back some of its shares at fair market value. In that case, your ownership percentage will fall.

Shareholder Value Creation

Shareholders expect a return on their investment in either capital appreciation or dividends. Companies have several ways to create value for shareholders, such as buybacks and stock splits. Buybacks allow companies to repurchase their shares from investors in the open market at prevailing prices. Shareholders then receive cash for their claims instead of having them listed on the open market with no economic benefit attached.

Buybacks can be used to increase earnings per share if done at a low price point, but they can also be used as a way to reduce dilution when done at higher prices due to fewer shares outstanding; however, this may not always be beneficial for all shareholders depending on their tax situation and overall financial situation.

Tax Benefits

Stock buybacks are significant for shareholders because they reduce the number of outstanding shares, which means that each remaining share is worth more since it represents a more substantial piece of the pie.

Taxes are paid only on dividends, so when a company spends cash on buying back its shares, it triggers no tax consequences for investors. The company is not allowed to distribute profits as dividends if it has negative retained earnings (the collective earnings that have not been distributed as dividends).

Utilize Excess Cash

Many companies have billions of dollars sitting in their bank accounts, earning zero interest. Instead of holding onto this money and letting it sit idle in their bank account, they could use this finance to buy back shares. This would benefit shareholders because they would receive more value per share in the long run than they would be saving their money in a savings account, earning no interest, or using it to invest in another company or industry that may not have a good track record of growth and profitability.

Leverage Reduction

Companies that are highly leveraged often use buybacks to reduce their leverage since this is a quick and easy way to reduce the amount of debt on their balance sheet. This can be done by repurchasing shares directly or indirectly through debt.

For example, if a company has $10 million in cash on its balance sheet and $100 million in debt outstanding, it could buy back $10 million worth of stock with that cash and retire the corresponding amount of debt. Doing so would allow the company to reduce its leverage from 10 times to 9 times (or nine times to 8 times, depending on whether you’re measuring assets or liabilities).

Passive Investing

Because many companies are under pressure from activist investors who want them to return cash to shareholders through buybacks and dividends. Many companies have engaged in large-scale buybacks over the past ten years.

Often, these buybacks are done at high prices compared with current market prices; however, they also serve an essential role in increasing demand during periods of low-interest rates or recessionary periods when consumers are less willing to spend their money on consumer goods or services. They can help maintain employment levels and keep companies afloat to provide jobs and other services to society.

Efficiency Gains

A buyback is an efficient way for a company to increase shareholder value. It allows the firm to take money that would otherwise be paid out as dividends and instead use it to purchase stock from shareholders at a market price that may be higher than the current share price. This means that the firm will be able to buy more shares than it would have been able to with just cash dividends, so its earnings per share will increase.

Increasing demand for the stock

The main reason companies buy back their shares is to increase demand for them. This can be done by increasing the number of shares on issue and therefore increasing the float of the company’s shares on the market. The net effect is that more buyers in the market for your stock will drive up its price.

Enabling lucrative employee compensation

In some cases, a company can offer its employees stock options as part of their remuneration package. If the value of these shares rises, then this can result in significant personal gains for employees and other shareholders who hold them. To avoid potential problems with income tax, sometimes companies will buy back some of their shares and then give these away as part of an employee compensation package.

How do stock buybacks work?

Stock buybacks are how companies return capital to shareholders. Companies that pursue stock buybacks usually believe their shares are undervalued and want to take advantage of the current market price. They can use funds raised from share repurchases to invest in their businesses or pay down debt.

Companies can buy back shares through several methods, including:

Open market purchases

The most common way for companies to buy back their stock is on the open market. When a company makes an open market purchase, it buys shares from another investor who owns them. This is distinct from a tender offer, where an acquiring company offers to buy shares at a premium to their current market price.

Accelerated share repurchases (ASRs)

ASRs are another way for companies to repurchase their shares. Under this method, the company buys its stock with cash on hand or by borrowing money and then cancels those shares out by issuing new shares as payment. Few shares are outstanding since some were repurchased and others were given in exchange.

Tender offers

A tender offer is an official offer to buy securities made by a company or an individual. An investor who wants to sell the stock can choose not to accept the offer, but if they do, they must accept the terms of the request. The buyer must also be willing to pay at least as much as other offers for the same shares and cannot manipulate the price of the shares to make it more attractive for shareholders to sell their shares.

Privately Negotiated Share Repurchases.

When a company is willing to buy back its stock, it can negotiate with individual investors directly to buy their shares at market value, which may be higher or lower than their book value. This is often referred to as a negotiated repurchase agreement (NRA) because both parties negotiate the terms of the deal privately. These agreements are usually done without any public announcement by either party until all terms are met, and the transaction is consummated.

Stock Buybacks vs. Dividends

Stock buybacks and dividends are ways that companies can return money to investors. They’re different, however, in some fundamental ways.

Here are three critical differences between the two:

• Taxes are a difference between dividends and buybacks. First, the tax rate on dividends is lower than the rate on capital gains. Second, dividends are taxed at the rate of a shareholder who receives them. If you are in a higher tax bracket, you won’t pay taxes on your dividend income. Capital gains are regarded as ordinary income, so it doesn’t matter where you fall in your tax bracket.
• Timing: Stock buybacks can be done at any time, but they’re most common when a company’s stock is undervalued, and it wants to repurchase its shares, which can help boost the share price. Stock dividends are typically paid in quarterly installments.
• Costs and benefits: Stock buybacks save companies money because they don’t have to pay out cash to shareholders through dividends. But they also drain cash from a company’s coffers, potentially hurting future investment opportunities or reducing other forms of compensation for employees (like raises). Dividends allow investors to get paid without having to sell their shares first — and without paying taxes on the income until it’s withdrawn from the account (or until you sell the stock).

Top Practice Tips for Stock Repurchase Programs

There are several important considerations, such as a program. Here are tips that can help:

Understand Applicable Legal Requirements

Repurchases are subject to federal securities laws, which impose various disclosure requirements. The rules can be complex, but generally speaking, companies must disclose publicly their intent to repurchase stock, the number of shares that have been repurchased during a given period, and the average price paid per share.

Consider Repurchase Authority

Most companies have some type of board-approved authorization for repurchases, and this authorization is broad enough to allow management to repurchase shares in any quantity. Other companies have limited authorizations with a specific size or price range. Regardless of your company’s repurchase authority, you should consult legal counsel before deciding how much stock to buy or at what price.

Consider Potential Repurchase Structures.

The first step in designing a stock repurchase program is to decide on the structure that best fits your company’s objectives and capital structure. The two most common structures are open market repurchases (OMRs), which involve acquiring shares on the open market, and accelerated share repurchases (ASRs), which allow companies to acquire shares at a discount from employees who own them upon their departure from the firm.

Understand how an ASR works

ASRs are designed to allow employees to sell shares back to their company at a discount while allowing companies to retain key talent by offering attractive compensation packages. Companies use ASRs as part of their employee retention strategies because they can be used as an incentive for employees who have an ownership stake in the company’s stock and are considering leaving it to pursue other opportunities or retire from full-time employment.

Understand disclosure obligations

When a company buys its shares, it must disclose the repurchases in its 10-K filing. The SEC requires that you summarize all share repurchases during the year and disclose any related party transactions.

Address insider transaction concerns

The SEC has issued guidance on stock options and other forms of equity compensation in connection with share repurchases. You must have a policy that addresses whether insiders may sell their shares at a discount immediately after you make a repurchase announcement. Your policy should specify what price discounts are allowed and under what circumstances they can be applied to trades by insiders.

Conclusion

When a company decides that its stocks are below their actual value, they take steps to increase the stock’s price. A stock buyback is one of those ways, and it allows a company to buy back its stock while simultaneously reducing the number of shares available on the market. This is done to lower outstanding share count and be used as a part of management compensation.

Investors will often research stocks with the highest buyback activity because buyback usually shows significant funds available for investment. A buyback can cause a bump in share price, leading to some nice gains for investors who have their eyes on quality stocks. One of these companies is Microsoft, and we suggest that you keep an eye on them in the future.

Reference

https://www.investopedia.com/ask/answers/042015/why-would-company-buyback-its-own-shares.asp

https://www.businessinsider.com/personal-finance/stock-buyback?r=US&IR=T

https://smartasset.com/investing/stock-buyback

https://www.investopedia.com/terms/t/tenderoffer.asp

https://www.mondaq.com/unitedstates/shareholders/1184224/top-10-practice-tips-stocks-repurchase-programs

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About the Author & How YOU Can Profit:  This article is the copyrighted product of the team at BuybackAnalytics.com .

Buyback Analytics is a Top Tier Investing Platform to help investors find, analyze, and profit from investing opportunities not found through traditional investment tools. We specialize in this simple concept:  Follow the trades of Insiders – CONSISTENTLY PROFITABLE Traders, Investors, and Institutions because THEY get Inside Information that YOU don’t:

LEGAL Insider Trading / Inside Traders (CEOs, CFOs, Corporation’s Accountants & Attorneys, Politicians, etc.)
Stock Buybacks (Share Repurchases) by Public Corporations (ie. Apple, Tesla, Netflix, Meta (Facebook), Microsoft, etc.)
Market Moving Institutions (Examples: Market Makers, Investment Banks, Stock Brokerages, Hedge Funds, etc.)

Use of Our Articles: You are welcome to benefit from lots of FREE articles that you can read and learn from on our website blog.  You are also welcome to share or post this information as helpful content to your website or blog audience as long as the article, and this entire byline are left intact, word for word.  If you would like us to provide you with more, or bulk content for your blog or website to educate your audience on basic to expert financial and investor information & techniques, feel free to contact us at info@buybackanalytics.com .